Investing in a healthy tomorrow with Allianz Sustainable Health Evolution

Hooray! We’re getting older!

Back in 1900, average life expectancy in Germany was just 40.6 years for men and 44 years for women. By 2018, this had increased to 78.5 and 83.3 years respectively.¹ Improved medical care, higher living standards and better hygiene have been instrumental in prolonging life. Not just in Germany, but all around the world, people are getting older. This is making sustainable healthcare even more important.

More than just medical treatment: the factors influencing our health

How healthy we are depends on both our behaviour and our environment. Eating healthier food and being more active are growing global trends - technological progress is helping us with these. Fitness trackers tell us whether we have taken enough steps, connected devices are making life easier for diabetics, and telemedicine is playing a growing role in patient care during the coronavirus pandemic. Yet our environment is also crucial. Polluted air, the use of asbestos in residential buildings, poor working conditions in underground mines, lack of access to clean water, the adoption of unhealthy Western eating habits in developing countries – are just some examples of factors impacting our health. Improving overall health globally can therefore be multifaceted and take many different forms.

What can we do to live longer?

The ten most common causes of death are largely associated with slow-onset diseases that are to some extent avoidable

Source: Healthline, The Top 10 Deadliest Diseases/ World Health Organization, May 24, 2018, percentage of people dying from the disease globally in 2015.

• Lifestyle changes (behaviour, nutrition),
• medical progress, and,
• digitalization (especially artificial intelligence) are all important in identifying diseases at an early stage and taking action.
• In many cases, however, this relies on first improving access to healthcare services. That will take investment.

The global healthcare market is expected to grow to USD 11.9 trillion by 2022. (2018: USD 8.45 trillion). Annual growth is predicted at 8.9%.²

Where can we invest? Examples.

Allianz Sustainable Health Evolution concentrates on three main areas:

1. Prolonging life with state-of-the-art technology, medical devices and research that help to raise life expectancy and improve health.
2. Treating people with affordable medications, therapies, surgical interventions and other means of reducing the symptoms and consequences of illness.
3. Promoting wellbeing with healthy food, good nutrition, physical activity, lifestyle changes and preventive healthcare to reduce the risk of disease.

Where does Allianz Sustainable Health Evolution invest?

^{1  Statistisches Bundesamt, Mortality Tables. Results from the current calculation of period mortality tables for Germany and the federal states, page 4, as of November 2019.
2 The Business Research Company “Healthcare Global Market Opportunities And Strategies To 2022. CAGR: Compound annual growth rate.
3 A performance of the strategy is not guaranteed and losses remain possible.
4 Statement refers to the thematic funds managed by the team. Past performance does not predict future returns.}

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For investors in Europe (excluding Switzerland)
For a free copy of the sales prospectus, incorporation documents, daily fund prices, key investor information, latest annual and semi-annual financial reports, contact the issuer at the address indicated below or www.allianzgi-regulatory.eu. Austrian investors may also contact the facility and information agent Erste Bank der österreichischen Sparkassen AG, Am Belvedere 1, AT-1100 Wien. Please read these documents, which are solely binding, carefully before investing. This is a marketing communication issued by Allianz Global Investors GmbH, www.allianzgi.com, an investment company with limited liability, incorporated in Germany, with its registered office at Bockenheimer Landstrasse 42-44, 60323 Frankfurt/M, registered with the local court Frankfurt/M under HRB 9340, authorised by Bundesanstalt für Finanzdienstleistungsaufsicht (www.bafin.de). Allianz Global Investors GmbH has established branches in the United Kingdom, France, Italy, Spain, Luxembourg, Sweden, Belgium  and the Netherlands. Contact details and information on the local regulation are available here (www.allianzgi.com/Info). The Summary of Investor Rights is available in English, French, German, Italian and Spanish at https://regulatory.allianzgi.com/en/investors-rights.

For investors in Switzerland
For a free copy of the sales prospectus, incorporation documents, daily fund prices, key investor information, latest annual and semi-annual financial reports, contact [the Swiss funds’ representative and paying agent BNP Paribas Securities Services, Paris, Zurich branch, Selnaustrasse 16, CH-8002 Zürich - for Swiss retail investors only] or the issuer either electronically or by mail at the given address. Please read these documents, which are solely binding, carefully before investing. This is a marketing communication issued by Allianz Global Investors (Schweiz) AG, a 100% subsidiary of Allianz Global Investors GmbH. The Summary of Investor Rights is available in English, French, German, Italian and Spanish at https://regulatory.allianzgi.com/en/investors-rights.

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